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Learn how we can make your real estate experience a positive one! Call us: 252-636-6595.

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"Donna was born to be a real estate professional!"
Top notch - top choice - as far as we're concerned!
Mr. & Mrs. Michael Morgan
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Donna Harmatuk are some of The Top Selling Real Estate Experts™
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School Reports
See the nation's top rated reports for Schools in New Bern, Havelock and Oriental >


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As soon as we list another home for sale, we'll email you. You'll know first.
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Affiliates
Mitchell's Hardware
Mitchell's is an authentic Turn-of-the-Century Hardware Store serving Historic New Bern, and the surrounding area since 1898.
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TripleCalc Software
Welcome > Resources > Free TripleCalc Software ...

Download TripleCalc for FREE. It's Our Gift to You. 

You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC. 

You don't have to be online to use TripleCalc, like the other calculators on our site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you. 

TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's our gift to you for visiting our New Bern, Havelock and Oriental web site. 

You can send copies of TripleCalc to all your friends and associates. 

Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap... 

 Download TripleCalc Now!

TripleCalc Interface, part 1
TripleCalc Interface, part 2
This is what TripleCalc will look like on your Windows PC. You can compare 3 loans, at one time -- and you don't have to be online. TripleCalc lets you get a leg up on complicated loan comparisons.


Includes 8 other calculations you can't do without:

  • Simple Mortgages with P.I.T.I.
  • Pre-qualifying mortgages
  • Plus lease, investment, balloon payment and other calculators.
  • Every calculator uses the super-convenient "compare three at once" format.
  • It's FREE.

 Download TripleCalc Now!


TripleCalc Interface, part 1
TripleCalc Interface, part 2
TripleCalc Interface, part 3
Includes 9 sophisticated calculators. You'll use it again and again, on everthing from house payments to car loans and more.

 Download TripleCalc Now!



School Reports in New Bern, Havelock and Oriental, North Carolina
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in New Bern, Havelock and Oriental 



Real Estate Tips
Real Estate Contracts >Deadlines

Both buyer and seller should be aware of all of the deadlines in their purchase agreement. Each contract is different, but there are usually time limits covering the structural contingency, the financing application, the loan commitment, and the closing.

If you are a careless buyer, you could lose your right to ask a seller to pay for needed repairs. There may be a limit on the time the seller has to respond to the buyer's request to complete repairs that are not required by the contract. Failure to apply for your mortgage on time may place your deposit at risk if the loan is denied. In many cases, the agreement can be declared null and void by the seller if financing is not approved within the time frame set forth in the contract. A delayed closing can cost the sellers money, and they may ask the buyer to reimburse these expenses.

Work closely with your real estate agent to ensure that all of your transaction deadlines are met.      

See All Tips In The "Real Estate Contracts" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Nearly every state has a mandate for seller disclosure. What must a seller disclose?

A 
The seller must disclose any existing problems, defects or conditions that could affect the value of the house.
See More Real Estate Trivia >


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Donna Harmatuk, REALTOR®, real estate agents and broker for New Bern, Havelock and Oriental North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Donna & Company
Keller Williams Realty

2117 South Glenburnie Road, Suite 14
New Bern, NC 28562
Tel: 252-636-6595
Fax: 866-500-1268
Toll-free: 866-369-6595
Email: Donna@NewBernHomesOnline.com

The team of specialists called Donna & Company takes client care to a whole new level. With a team of 7, including 3 buyer specialists, a Team Manager, a Listing Coordinator, a Transaction Coordinator, and a Field Care Specialist, we can make your home buying or selling experience as smooth as possible. Call to learn how we can be YOUR real estate consultants.

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