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Learn how we can make your real estate experience a positive one! Call us: 252-636-6595.

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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Mitchell's is an authentic Turn-of-the-Century Hardware Store serving Historic New Bern, and the surrounding area since 1898.
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top New Bern, Havelock and Oriental real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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School Reports in New Bern, Havelock and Oriental, North Carolina
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
Pricing >The Asking Price

Picture this...

Your house has been on the market for four weeks. There have been a lot of showings but no offers, so you are wondering if you should consider a price reduction. You want to get as much as you can for your home, but more importantly you want it to sell!

This may be the time to have a frank discussion with your real estate agent. While price may be a major factor, it may not be the only consideration. Are you making your house easy for agents to show? Have you completed the necessary maintenance and cleaning so that your property is as appealing as possible? Review with your agent the current market conditions and the prices of other homes in your neighborhood before determining that a price reduction is in order.

Even though your price may be competitive, the marketplace may be telling you that buyers just won't pay what you would like to get. If all indicators point to a price reduction, it is better to do it sooner rather than later.

See All Tips In The "Pricing" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
How much does a celebrity's name boost the price of a property?

A 
Typically no more than 5 percent, but there are exceptions--the greater the fame, the higher the price!
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Donna Harmatuk, REALTOR®, real estate agents and broker for New Bern, Havelock and Oriental North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Donna & Company
Keller Williams Realty

2117 South Glenburnie Road, Suite 14
New Bern, NC 28562
Tel: 252-636-6595
Fax: 866-500-1268
Toll-free: 866-369-6595
Email: Donna@NewBernHomesOnline.com

The team of specialists called Donna & Company takes client care to a whole new level. With a team of 7, including 3 buyer specialists, a Team Manager, a Listing Coordinator, a Transaction Coordinator, and a Field Care Specialist, we can make your home buying or selling experience as smooth as possible. Call to learn how we can be YOUR real estate consultants.

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