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Mitchell's Hardware
Mitchell's is an authentic Turn-of-the-Century Hardware Store serving Historic New Bern, and the surrounding area since 1898.
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Find Out About the Latest New Bern, Havelock and Oriental Area Homes for Sale Before Anyone Else! 

We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the New Bern, Havelock and Oriental, North Carolina area MLS, and even later on the national listings web sites, if at all. 

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School Reports in New Bern, Havelock and Oriental, North Carolina
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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What is considered one of the greatest U.S. construction projects that was also of great strategic importance to the U.S.?

A 
The Panama Canal, begun in 1904 and completed in August, 1914, which cost $366,650,000.
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Donna Harmatuk, REALTOR®, real estate agents and broker for New Bern, Havelock and Oriental North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Donna & Company
Keller Williams Realty

2117 South Glenburnie Road, Suite 14
New Bern, NC 28562
Tel: 252-636-6595
Fax: 866-500-1268
Toll-free: 866-369-6595
Email: Donna@NewBernHomesOnline.com

The team of specialists called Donna & Company takes client care to a whole new level. With a team of 7, including 3 buyer specialists, a Team Manager, a Listing Coordinator, a Transaction Coordinator, and a Field Care Specialist, we can make your home buying or selling experience as smooth as possible. Call to learn how we can be YOUR real estate consultants.

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