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Welcome > For Buyers > Find Your Perfect Home ...

Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.

As top New Bern, Havelock and Oriental real estate agents, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market.

We have direct access to the New Bern, Havelock and Oriental area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings.

If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time!

This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers.

Tell us what you are looking for! It's our job to know every property in New Bern, Havelock and Oriental, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible...

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School Reports in New Bern, Havelock and Oriental, North Carolina

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Schools in New Bern, Havelock and Oriental

Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	On what famous American street can you find the most expensive retail space for rent anywhere in the world?
A	Fifth Avenue, New York City, U.S.A. offers retail space for rent at the rate of $580 per square foot.
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Donna Harmatuk, REALTOR®, real estate agents and broker for New Bern, Havelock and Oriental North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Donna & Company
Keller Williams Realty
2117 South Glenburnie Road, Suite 14
New Bern, NC 28562
Tel: 252-636-6595
Fax: 866-500-1268
Toll-free: 866-369-6595
Email: Donna@NewBernHomesOnline.com
The team of specialists called Donna & Company takes client care to a whole new level. With a team of 7, including 3 buyer specialists, a Team Manager, a Listing Coordinator, a Transaction Coordinator, and a Field Care Specialist, we can make your home buying or selling experience as smooth as possible. Call to learn how we can be YOUR real estate consultants.

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